# THE FIRST HIGH INTEREST BLOCKCHAIN CERTIFICATE OF DEPOSIT

• HEX IS DESIGNED TO INCREASE IN VALUE FASTER THAN ANYTHING ELSE IN HISTORY.

Bitcoin went up 26x from $750 to$20,000 in only 378 days. Ethereum went up 233x from $6 to$1,400 in 403 days. If you got in at $1 you made 7 times more. Imagine how 1,400x returns feel. Some people got in 3 times cheaper than that! Had you put in$223 when you first could, it would have gone up 4,500x to \$1 Million, in only 3.5 years. Life changing. Most of the wealth in world is made by those that get in first!

## HEX IS THE FIRST HIGH INTEREST BLOCKCHAIN CD

CDs, known as Certificates of Deposit or Time Deposits, are worth Trillions of dollars. CDs are worth more than gold, credit card companies, and cash. CDs pay higher interest than savings accounts, requiring money be deposited for a fixed time. Banks profit on poor customer service, early withdrawal fees, and auto-renewing you at worse rates. The % they pay you in interest doesn't keep up with the % prices increase. New USD is printed all the time, making yours less valuable. HEX replaces inefficient currencies, banks and payment networks with verifiably secure peer-to-peer technology. HEX takes the profit out of banks and government money printing and gives it to HEX holders.

## HEX IS DESIGNED TO GO HIGHER, FASTER, AND RETAIN ITS VALUE.

How? Use a computer science breakthrough to disrupt the largest markets in the world with a product of nearly infinite profit margin. Eliminate middlemen, users can transform Ethereum directly into HEX. Kick-start adoption, give Bitcoiners free HEX. Help small guys, penalize Bitcoin whales. Early claimers get bonuses, late claimers get penalties. Pay bonuses to referrers and those referred. Pay the unclaimed coins and interest to those who time lock their HEX. Longer and larger stakes get more shares and the price per share only increases. HEX aligns incentives, so the more people that participate, the better everyone does!

## HEX IS THE FUTURE OF FINANCE, STAKE YOUR CLAIM!

Buy Ethereum to transform it into HEX, claim for free if you have Bitcoin, or buy from someone who did! Stake HEX early, long and large, and watch it multiply!

## HEX'S PRICE POSITIVE GAME THEORY (PPGT)

Every feature in HEX is designed to increase its price and adoption. It's a positive feedback loop. HEX rewards most those who acquire HEX the earliest, stake more for longer and refer others to do the same.

Send ETH to the lobby. Your % of that day's total ETH gets the same % of that days HEX. Day 1 mints 1 Billion HEX. Days 2-351 have ~500 million, to as low as ~300 million if 100% of FreeClaims are made. Referral

Referred users get a 10% bonus minted and their referrer gets a 20% bonus minted. Staking Bonuses Launch phase only. Paid on day 353. We'reAllSatoshi

Stakers get all the unclaimed HEX. LateClaims

Each week a BTC holder doesn’t claim they lose 2% of it to stakers. SillyWhalePenalty

1k-10K+ BTC claim penalties of 50%-75% of their HEX goes to stakers. Multisig can't claim. GoxMeNot

The 137,891 Mt.Gox BTC can't claim. Staking Bonuses Launch phase only. Paid daily. CriticalMass

Amplifies staker pay up to 100% if 100% of possible BTC coins FreeClaim. Excludes TruthEngine. Virality

Amplifies staker pay up to 100% if 100% of possible BTC addresses FreeClaim. Excludes TruthEngine. Staking Benefits Continuous (Permanent) StakeSharePrice

Only increases. Set by the maximum ROI any stake ever ended at. Staking

If 1% of HEX supply stakes, they average 369% interest. If 2% then 184.5%, if 10% then 36.9% Fewer stakers means higher interest. More stakers means less circulating supply. 1 day minimum. TrustlessInterest

HEX mints up to 3.69% of total supply a year to stakers. Paid daily. If only 1% of HEX is staked, the average return is 369% net. 469% gross. LongerPaysBetter

The longer you stake, the more you make. Up to 3x shares on a 3641 day stake. BiggerPaysBetter

Up to 10% bonus shares at 150M HEX staked. Compounding

Ending a stake to reinvest its yield never pays more HEX than having a longer stake. TruthEngine

50% of EmergencyEndStake penalties: 1/2 stake days, minimum 90. Can hit principal. 50% of LateEndStake penalties: 1% of stake per week after a 14 day grace period. Can hit principal. Claim Bonuses Launch phase (353 days) BTC FreeClaim

10K HEX per BTC (10K Hearts per Satoshi.) Called "Claim" for short. Speed

20% day 1, reduces daily to 0% at day 351, the final day of claiming. AutoStake

FreeClaims start 90% staked for 350 days & can't EmergencyEndStake for them. Upgrade to a longer stake and receive up to 3x shares. Referral

Referred users get a 10% bonus minted and their referrer gets a 20% bonus minted.

## NEVER BEFORE SEEN FEATURES!

HEX is the first certificate of deposit on the blockchain! HEX pays Trustless Interest with no counterparty risk. Given programmable money the first program should be interest.

Pays holders instead of miners. Staking HEX is like getting free mining hardware and electricity. Bitcoin and HEX comparison

No Satoshi (if he doesn't claim in 50 weeks) or Mt.Gox dumping on you. No inflation bug possible like bitcoin has had. Unit bias fixed. More distributed mining ecosystem. Whale penalty which gives whales coins to stakers, etc.

Around 12 million or more of the 18 million total BTC worth of HEX claims will be given to the stakers on day 353 by shares. And! It gets multiplied by the Viral and CriticalMass adoption bonus multipliers which can increase it up to 3x. The share price only goes up.

Stakers that end stake early or late pay loyal stakers. Longer stake commit pays 20% more per year, up to 3x shares, (partial years are fine). Lower fees, lower inflation. Referral program. Founder is a marketing expert with an audience. Early adopters get paid extremely well.

20% Speed bonus falling to 0% during the fifty weeks. Unclaimed coins paid to stakers 2% per week for 50 weeks. Every week you don’t claim, someone else gets your coins. Critical mass and Virality bonuses increase payouts to stakers so they make more HEX the more people that claim, than if less people claimed, even though they get unclaimed coins on day 353. Every pumpamental to lock up supply, increase adoption and price.

Hex has a lower inflation rate than Bitcoin, even after the rate was cut in half twice in its 10 years. The inflation is also delayed, because it's only paid on ended stakes, and stakes can last 10 years. Inability to trade staked coins increases the value of unstaked coins, and chance that some will early endstake and pay penalties to loyal stakers.

Trustless Interest.

Let's say you want to make more bitcoin on your bitcoin. What are your options? You could lend your coins out and take the risk they're not returned, or you could try selling your coins for mining hardware and hope to get more coins back later. Lots of people have lost money trying either.

Counterparty risk in Bitcoin investments.

To earn interest on their Bitcoin, most users send them to a centralized third party, such as an exchange. There, coins can be borrowed to "short" the market. Sellers borrow the coins to sell, in the hopes that they can rebuy them cheaper before they have to return them, thus profiting from price decreases. These centralized parties are security holes that are often hacked, destroy privacy, or introduce fees if you want to get your funds out. Billions of dollars in coins sent to exchanges or lenders have been stolen. Not your keys, not your coins.

These centralized third parties and middlemen are so important to users seeking yield (making interest) that the companies themselves have made more profit on Bitcoin than its founder. Billions and billions of dollars of value has shifted into the pockets of middlemen. HEX fixes this.

This replaces these third parties with a trustless peer-to-peer to system. Instead of sending your HEX to an exchange so they can lend it out on your behalf to earn interest for you, you just lock it in same smart contract that minted all the HEX in the first place, and it credits you interest. If you're given programmable money, the first thing you should program is interest.

HEX pays interest to stakers instead of miners.

Some users try mining to make more cryptocurrency. Instead of sending your money to a foreign mega-corp to buy mining equipment which shows up late, used, or never at all, you can skip the depreciating asset and electricity bills and just stake your coins.

HEX is the first cryptocurrency with a chart of future sellable supply (expiring stakes over time.) This secures buyers confidence in future value of their investment.

HEX has Speculative Stickiness.
Normal crypto currencies have: Price, hash rate.
HEX has: HEX price, Share price, Directly affects staker profit per share: % of supply staking, Average stake length, Average stake size, stake expiration chart over time, early & late end stake penalties.

## HOW CAN HEX MAKE YOU RICH?

Example: The HEX/USD price could go up 1,000x. Your HEX stake could return 10x your HEX. 1,000x times 10x = 10,000x profit.

Understanding the AA lobby.
Imagine a bucket with 1 Billion HEX in it (which day 1 has.) Now imagine an empty bucket users throw ETH into. At the end of day your % of the ETH bucket gets that same % of the HEX bucket. Every day the buckets empty and start over for 351 days.

Making the most HEX.

• Send your ETH to the AA lobby.
• If you held Bitcoin at the snapshot, FreeClaim with it. Then sell the BTC for ETH send it to the AA lobby.
• Opt for 10 years on your 90% AutoStake and the HEX in your wallet, getting 3x shares at the lowest price per share possible.
• When the AA lobby you joined closes at the end of the day, exit the lobby with your HEX and stake it for 10 years.
• When the BigPayDay hits on day 353, you'll get the largest share of it you could by staking early, long and large

Ways to maximize profit?

• Get a great bargain on HEX early on from the Adoption Amplifier (AA) or FreeClaim.
• Get the most shares for the HEX you stake by being early. The StakeSharePrice only goes up.
• Stake longer (Increases shares up to 3x.)
• Stake bigger (Increases shares up to 1.1x.)
• Refer people (earning 20% on top of each person's HEX they receive from AA of FreeClaim.)
• Get people to FreeClaim, driving up adoption and the Virality and CriticalMass bonuses.
• Get people to stake, removing HEX from circulation.
• Get people to buy HEX.

## TRUSTLESS INTEREST

Stakers earn a higher rate of returnthe fewer coins that stake. More coins staked, means a lower supply available on the market, which can mean a higher price.

The above chart shows just the interest yield, The other bonuses are worth 50x-100x more than the interest during the first 50 weeks! Most of the profit comes on day 353 when the lump sum payment of unclaimed coins, late claim penalties, SillyWhalePenalty, along with the CriticalMass and Virality bonus multipliers apply to them all!

## THE WAR FOR LONGER STAKES

You know how you get more interest for staking longer? LongerPaysBetter also amplifies your other bonuses including the massive claim phase bonuses! It's a war for getting in earlier at lower StakeSharePrices and longer/larger lockups to get more bonus shares than everyone else! Those who believe in the project the most gain the most bonus shares.

## EXAMPLE CLAIM

• You click someone's referral link.
• You claim 1 Bitcoin worth of HEX during on the first day.
• You receive 10,000 HEX * 1.2(speed bonus) * 1.1(be referred bonus) = 13,200 HEX
• The person who referred you gets 13,200 * 20% = 2,640 HEX
• You stake for 365 days
• This gives you 20% extra StakeShares
• If only 1% of coins are staked, you get about 369% plus the extra shares may cut into shorter stakers pay to pay you more. As more coins get staked, your interest % goes down. As more and larger FreeClaims are made, stakers earn more.
• The massive payoff, worth about 100x what the interest alone is worth, is the

BigPayDay

•  of all the StakingBonuses on day 353. This is where the giant profit is. Stakers get paid by the shares they hold.
• Where you started with 13,200 HEX, you now have 66,000 HEX or more.

Imagine the gains in HEX multiplied by gains in HEX/USD.

•  This is one possible world of many. Experiment with some profit calculations at

StakeHEX.com

• .